ART BOWEN, GRI, License #RM025724A BROKER Mobile: 570-850-2256 Home: 570-743-7556 E-mail: art@bowenagency.com

A graduate of Susquehanna University, a veteran of the US Naval Submarine Service and having successfully represented Buyers and Sellers for 38 years, Art started the business in April of 1971.  He is a real estate instructor, past President of the Central Susquehanna Valley Board of Realtors, past President and Director (8 years) of the Multiple Listing Service and served as a Dispute Resolution Mediator for the State of Pennsylvania.  Art was named twice as Realtor of the Year by the five county Central Susquehanna Valley Board of Realtors.  He served on the Commercial Investment Committee for the PA Association of Realtors.  Recently in 2007, Art was named by Economics Pennsylvania as Volunteer of the Year.  He also serves as Chairman of Economics PA Region Board and on the BOD of Selin's Grove Area Youth Foundation. Art and his wife, Karen, work together.  She is a full-time Realtor in the Property Management Department.  Call Art for information on community resources, contractors, advice on whether or not to remodel and mortgage rates. "Comin' or Goin' -- See Art Bowen"

Bill Bowen, CRS, GRI, License #RM028356A Associate Broker Mobile: 570-850-0164 E-mail: bill@bowenagency.com

Bill has been serving the Real Estate needs of buyers and sellers for thirty-seven years.  He has a strong bond with the Central Susquehanna Valley, having moved to Selinsgrove at the early age of two months.  After graduating from Susquehanna University, Bill served his country as an Intelligence Specialist for Co O, 75th Arctic Rangers, based in Anchorage, Alaska.  During this stint, he participated in over 25 parachute landings including one on the Arctic ice cap approximately 300 miles north of Point Barrow.  Three years later, Bill returned to serve the Real Estate needs of family, friends and neighbors in the Valley. Bill receives many referrals from satisfied clients and customers.  The ones that give him the most satisfaction are the young couples who tell him their parents recommended they contact him.  He uses his knowledge and experience to glide smoothly through the challenges a Real Estate transaction can present in these modern times. Cindy Bonawitz, GRI, License #RS101890A Sales Associate Mobile: 570-850-4762 Home: 570-374-9406 E-mail: cindy@bowenagency.com  With 30 years in the business, Cindy uses her experience and knowledge of financing to make sure her clients get the best loans possible even for the "tough" sales.  She is a past-president of the local Kiwanis and serves on the Board of Directors for the Degenstein Community Library in Sunbury.  Karen Bowen, License #RS131041A Rental Agent Mobile:  850-0168 E-mail: karen@bowenagency.com  Karen Bowen is from the Selinsgrove area where she and her husband, Art, raised their three children. Karen has been a Rental Agent with Bowen Agency Realtors for sixteen years. With her thorough knowledge of the area, Karen enjoys assisting Landlords find appropriate tenants for their rental properties and/or the right rental property for Tenants. Karen is involved in Central Pennsylvania Rowing Association and a board member of Greater Susquehanna Valley United Way. Give Karen a call if you need to find a tenant for your rental property or if you are looking for a home or apartment to rent!  Aimee Buehner, License # RS309856 Sales Associate Mobile:  274-7544 Email: aimee@bowenagency.com  Aimee Buehner has recently joined the team of Real Estate Professionals at Bowen Agency Realtors. She chose to work in Real Estate in order to continue a career related to public service and customer satisfaction, in which she has served for 21 years. As a lifelong resident of Sunbury, Aimee has worked in her family’s business as a waitress and manager in the service industry for the past 16 years. Aimee decided that she would like to continue assisting people by helping to fulfill a more important aspect of their lives—home ownership. Because buying or selling a home is such a major step, she is eager to assist people in making it a reality. Aimee would be very excited to meet you, evaluate your home ownership wants and needs, and make your experience a smooth and speedy transaction. She invites you to give her a call if you would like a complimentary Comparative Market Analysis or if you have any questions concerning buying or selling a home.  Jillian Eister, License #RS302923 Sales Associate Mobile:  570-274-2109 E-mail: jillian@bowenagency.com Having grown up in the Susquehanna Valley, I am truly an expert in the area.  Because of my love for the valley, I chose Real Estate as my career.  Being a Realtor is very exciting and rewarding for me!  My prior experience in sales and customer service has helped me develop the skills necessary to provide excellent service to my clients.  Since joining the team at Bowen Agency Realtors, I have undergone extensive training to take the quality of professionalism and service to a higher level.  I pride myself on treating my Buyers/Sellers with respect and educating them throughout the buying/selling process. It truly takes more than a sign and a smile to sell a home effectively.  As your Real Estate agent, I will represent you with honesty and integrity as well as uphold the highest standards in quality service. Call me today so I can help you achieve your goal of buying or selling!  Jack Fries, License #RS216767L Sales Associate Mobile: 850-5331  Home: 570-743-1090 E-mail: jack@bowenagency.com Working with Jack will be music to your ears!   Bridget Gavason, License #RS219219L Sales Associate Mobile: 570-274-1130 Home: 570-374-5014 E-maild: bridget@bowenagency.com Bridget Gavason has been with the Bowen Agency Realtors for twelve years. She, her husband, Kenny and eight year-old son, Alexander, reside in Selinsgrove. Bridget has represented Buyers and Sellers for the past ten years and is a Multi-Million Dollar Producer working in the best interest of her clients. As a local professional, she takes pride in what she does. Bridget’s goal is to provide her clients with a pleasurable sales experience whether buying or selling a home. Tracey Hans, License # RS228607 Sales Associate Mobile: 570-713-8754 E-Mail: traceyhans@bowenagency.com   Bruce Haupt, Jr., License #RS127988A Sales Associate Mobile: 570-850-2352 Home: 570-374-6248 E-mail: bruce@bowenagency.com Bruce Haupt, a native of the Sunbury area, has been in the Real Estate business for twenty-eight years and with Bowen Agency Realtors for twenty-two of them. Bruce specializes in residential properties. He enjoys spending time with his two daughters and boating on the Susquehanna River during his free time. If he could describe why he enjoys the Real Estate business, it would be helping people attain their dream of owning a home.  Matt Hoffman, GRI, ABR License #AB066766 Associate Broker Mobile: 570-768-6963 E-mail: matt@bowenagency.com I moved to this area in the winter of 2006 from the Philadelphia suburbs and know first-hand how demanding the task of buying and selling real estate and relocating can be.  My background as a physical therapist has enabled me to be a creative thinker, problem solver, and strong advocate of my client's needs.  All of these traits, I believe, are essential for any real estate professional to possess. Since January of 2007, I have partnered up with Larry Johnson and the two of us have been able to successfully merge our separate business philosophies into one.  This has allowed us to considerably improve our client's abilities to access our services and enabled us to grow professionally.  We primarily work out of our Lewisburg location but can be reached anytime through our personal website www.larryandmatthomes.com.  Give us a call or just log on to see just how we have been able to give our past clients the advantage and to find out how we can do the same for you. Corinne Iannello-Neff, License #RS182919L Sales Associate Mobile: (570) 556-0144 Email: cory@bowenagency.com Having practiced Real Estate in Pennsylvania for 20 years, I am exclusively dedicated to serving my client’s needs by working hard and providing the maximum amount of information needed for them to make sound decisions on the purchase or sale of property. Whether you are a first-time buyer, a homeowner ready for a different home or relocating in or out of the area, let my two decades of experience allow for a smooth transaction. Now may be a great time to consider an investment property too! Call me for special financing ideas and needs. Customer satisfaction is my #1 goal – contact me anytime! Larry Johnson, ABR, License #AB066649 Associate Broker  Commercial and Residential Agent Mobile: 570-847-0552 E-mail: larry@bowenagency.com Larry Johnson, who resides in Selinsgrove, has been in the Real Estate business and with Bowen Agency Realtors for eight years. He is a graduate of John Carroll University in Cleveland, Ohio. Larry specializes in residential, investment and commercial properties and is now managing agents in the Lewisburg office. He is involved in many outside organizations including Selinsgrove Projects Inc, Selinsgrove Area Recreational Authority and Greater Susquehanna Valley Chamber of Commerce. He is also a 2003 graduate of Leadership Susquehanna Valley. www.larryandmatthomes.com  Michael Kossar, Sr., License #RS271540 Mobile: 412- 9821 Email: mikekossar@yahoo.com Joanne Kossar, License #RS271539 Mobile: 713-8753 Email: jkossar@yahoo.com Sales Associates  Partners in marriage for twenty years, we bring honesty, integrity and respect to our business.  With experience in dealing with people through teamwork, negotiating skills and continuing education, our goal is to get the job done so you (our client) can move forward with your dreams. We believe being a Realtor means more than just selling homes; it's about building a relationship based on trust, knowledge, honesty and putting our clients' needs above all else.  Success is measured not only through awards and achievements, but more importantly for us, through the satisfaction of our clients.  Whether you are looking to buy or sell your home, we will give you sound, trustworthy advice and assist you through each step in the sale or purchase process. Our commitment to our client does not end with the completion of a sale.  We are always available for ongoing consultation, market evaluation and vendor referral/recommendations. We take great pride in what we do and we welcome the opportunity to meet new people, make new friends and truly help others attain the AMERICAN DREAM!! For efficient and reliable service, give us a call today! Melissa Laniewski, License #RS300994 Sales Associate Mobile: 570-898-5165 E-mail: melissal@bowenagency.com I recognize that in my business, timing is everything and I do my best to provide my clients with the most up-to-the minute information, be it current market conditions, new listings or the latest mortgage interest rates.  I am a full-time Realtor who recognizes that Real Estate shopping and transactions don't usually follow a 9 to 5 schedule.  That is why I am available to my clients at any time of day by phone, e-mail or in person to address concerns, solve problems and answer questions.  I take pride in offering the highest level of professional Real Estate services with a personal approach. As a life-long resident of Selinsgrove, I know first-hand why so many people choose to make their homes in the Central Susquehanna Valley.  Who better to market your property or help you select a home here than someone who knows the area and the best it has to offer?  My commitment to serving my clients at all times, my knowledge of the area in which I work, my experience in successful Real Estate transactions and the great personal pride I take in doing my job, have made me a Multi-Million-Dollar Producer who is ready to work for you.  Visit me online at www.buyorsellwithmelissal.com and then call me to talk about your next sale or purchase. Ellen Lazur, License #RS219784L Relocation Director/Licensed Asst. to Art Bowen Office:  570-743-2165 E-mail: ellen@bowenagency.com The Central Susquehanna Valley has much to offer and is a great place to live! Contact us and one of the Bowen agents will help make the Central Susquehanna Valley your home too! Michelle Mack, License #RS272123 Sales Associate Mobile: 570-850-5903 E-Mail: michelle@bowenagency.com    Nancy Page, GRI, License #AB045776A Associate Broker Mobile: 570-850-7925 Home: 570-837-7925 E-Mail: nancy@bowenagency.com Web: re-agents.net/nancypage/ Nancy has been in the Real Estate profession and a member of the Bowen Agency since 1978.  She has been an Associate Broker since 1996 and a multi-million dollar producer since 1981.  Whether buying or selling a home, Nancy has all the experience you would be looking for.  Let an experienced Real Estate professional guide you through the process.  Dan Price, License #RS221167L Sales Associate Mobile: 570-898-1212 Home: 570-374-4969 E-mail: danpricerealtor@hotmail.com MARKETING YOUR PROPERTY I will prepare a CMA which compares your home to other homes that have sold in your area.  I am constantly working with a pool of perspective Buyers.  I will help you get the highest price, in less time, with the least amount of problems.  Our Agency advertises in the Daily Item, Real Estate Review, Yellow Pages and the interent on sites www.bowenagency.com, www.move.com and www.realtor.com. I WANT TO HELP YOU FIND YOUR DREAM HOME I will help you determine how much you can afford.  I will find properties that match your want/need list.  I will notify you of HOT new listings on the market.  I can serve as a buyers agent - especially good for first-time buyers.  I know the market area, and keep tract of new listings. BUYERS Our agency works with a large number of Lenders - we can find financing for you.  We can work with less-than-perfect credit.  We have access to many programs: VA, FHA, fixup loans, etc.  For your convienence, we can even take your loan application right in our office.  No money? No problem!  I work with mortgage companies who have no-money-down loans. INVESTMENT PROPERTIES I can provide you with first-hand knowledge on investment properties.  We currently have a good inventory of investment properties.  I can show you how to buy an investment property with no money down. Duska Rishel, License #RS205201L Sales Associate Mobile: 570-412-6676 E-Mail: duska@bowenagency.com  For the past 7 years, my husband and I have owned and operated a respected dairy operation on a lovely 100 acre farm outside Watsontown, Pa. Since the onset of a full time real estate career, I have been assisting clients and customers through the process of purchasing, selling, and renting real estate throughout the Central Susquehanna Valley. Multiple years experience, attention to details, and compassion for people have awarded me a loyal client base. I look forward to continued satisfaction in guiding buyers, sellers, tenants, and landlords during the course of their real estate transactions. Rolanda Ritzman, ABR, License #RS227245L Sales Associate Mobile: 570-490-8973 E-Mail: rolanda@bowenagency.com    Mary Beth Rodriguez, License #GA000155L Certified General Appraiser Office: 570-743-2165 E-mail: marybeth@bowenagency.com Need an Appraisal? Are you thinking of performing a large remodel or making other changes to your REAL ESTATE? Call or email Mary Beth. Mary Beth is a full time appraiser who has been with the Bowen Agency since 1986. Her services include evaluations of residential, agricultural, commercial, and land properties for all types of valuation needs. Mary Beth has the ability to send many types of appraisal reports via email, as well as able to offer reasonable turn around times and fees. For General Information about appraiser and the appraisal process, please follow this link to the Appraisal Institute: www.appraisalinstitute.org   Karl G. Rohrbach , GRI, CRS, ABR, License #AB060659L Associate Broker Mobile: 570-850-1061 Home: 570-374-1061 E-mail: karlrohrbach@hotmail.com   CARING, COMPETENT AND PROFESSIONAL Investment and Relocation, Snyder,Union,and Western Northumberland Counties, Real Estate Agent since 1991, Local Board of Realtors President 1998,1999, Member United Way Board of Directors, Member Greater Susquehann Valley Chamber of Commerce, Associate Real Estate Broker since 1995, Selinsgrove Borough Planning Commission, Certifed Residential Specialist    Terry Snyder, License #RS289917 Sales Associate Mobile: 490-2613 E-Mail: twsnyder@ptd.net  "I value your business."  My customers receive the personalized service and attention they are looking for in a Real Estate Agent.  Please allow my life-long residency in the Central Susquehanna Valley and my experience in the Real Estate market go to work on your behalf.  You will be glad you did!   Dale Tittle, License #RS290289 Sales Associate Mobile: 570-765-3492 E-mail: dale@bowenagency.com  As a lifelong resident of Snyder County as well as a business owner in both Snyder and Union Counties, my years of serving the public has allowed me to learn to know the area and it’s residents.  Let me put my many years of experience as a local businessman to work for you when buying or selling a home in the beautiful Susquehanna Valley.